Skip to Main Content

Meet the Wayfair Credit Card7

The rewarding way to shop everything home

Open a Wayfair Credit Card with no annual fee!2

Choose between two great benefits on every order:

3% Back in rewards4

OR

Special Financing5 for up to 36 months6

$40 Introductory Offer

Spend $250 or more and get $40 OFF your first order3when you choose 3% back in rewards

Do you pre-qualify?

It only takes 60 seconds to find out-and it doesn't affect your credit score!

Frequently Asked Questions

1Subject to credit approval. Wayfair Credit Card Program accounts are issued by Comenity Bank.2Click here for important Rate, Fee, and other Cost Information.3Subject to credit approval. Offer applies to 1st order only. Order total must be $250 or more (excl. tax, shipping, other discounts). Can’t be combined with special financing for individual purchase.4Subject to credit approval. Wayfair credit account holders must choose between rewards or special financing for individual purchase. 3% back rewards yield $6 for every $200 spent. The Wayfair Credit Card Rewards Program is provided by Wayfair and its terms may change at any time. See terms5Subject to credit approval. Wayfair credit account holders must choose between rewards or special financing for individual purchase. Special financing available with Wayfair Credit Card Program accounts are offered by Comenity bank who determines qualifications for credit and promo eligibility. Min purchase $250 for 6 months / $500 for 12 months / $1500 for 18 months; min monthly pymts req’d.6Subject to Credit Approval. Credit account holders must choose between rewards or special financing for individual purchase. Promotional financing available with the Wayfair Credit Card Program and includes Wayfair, Joss & Main, Birch Lane, AllModern, and Perigold, which are issued by Comenity Bank, that determines qualifications for credit and promotion eligibility. Min purchase on an item over $699+ for 24 month or $1099+ for 36 month financing required. Minimum monthly payments required.7The Wayfair Credit Card, part of the Wayfair Credit Card Program, is a cardless credit program. A physical card will not be sent in your welcome kit. The credit card image is for marketing purposes only.**If estimated payment is made monthly and you have no other balance on your account, you can pay the promotional balance within the promotional period to avoid interest charges. The required minimum payment due on your monthly billing statement will be less. If you pay only the required minimum payment shown on your billing statement, you’ll have to pay the accrued interest from the date of purchase at the standard variable purchase APR of 29.24%, based on the Prime Rate. The payment shown was calculated using the following assumptions and purchase will be paid in full before the end of the promotional period: payments are made each period; no debt cancellation or suspension agreement applies to the Account; no taxes, shipping, or ancillary charges are or will be added to the Account; goods or services are delivered on a single date; and you are not currently and will not become delinquent on the Account.
ServerT:0.44435691833496